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2025 Max 401k Contribution Amount With Catch Up. This means older employees can contribute up to $31,000 total on their own. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024.
The announcement is tied to cost‑of‑living adjustments for. For 2025, the annual employee contribution limit for 401 (k) plans is set to increase from $23,000 in 2024 to a record high of $23,500.
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